The way people communicate with one another has changed significantly over the past few years. In fact, 41% of US households were wireless only by the end of 2013. As long as your family has access to a smartphone, there is no need for an expensive landline. Additionally, there are numerous texting apps that can help you save even more money month to month. This piece outlines several benefits of mobile texting apps for both communication and your wallet. More: Want to chat securely? Here's what